Judge Tosses Payments Providers Out of CFPB Debt Collection Case

Payments
Judge Tosses Payments Providers Out of CFPB Debt Collection Case
Payment Facilitor
Judge Tosses Payments Providers Out of CFPB Debt Collection Case
With the news on Friday that a judge had dismissed the Consumer Financial Protection Bureau’s claims against Atlanta-based processor Global Payments and three other payments providers, what can payment facilitators take away from the outcome? The short answer: nothing has changed. This particular case began its journey through the legal system in 2015, when the […]

PayPal Surveys Cash Usage in Asia, Paysafe Wraps Up Acquisition: News Roundup

Payments
PayPal Surveys Cash Usage in Asia, Paysafe Wraps Up Acquisition: News Roundup
Payment Facilitator Mobile Business Compliance Security Payments Industry
PayPal Surveys Cash Usage in Asia, Paysafe Wraps Up Acquisition: News Roundup
In a roundup of news from this week, PayPal reports on the state of payments in Asia as Singapore moves forward toward its own digital future. Also, news from Paysafe, Wirecard and Shopify.

Mastercard to PFs on QR Codes: “Do What You Do Best”

Payments
Mastercard to PFs on QR Codes: “Do What You Do Best”
Payment Facilitator Mobile Business Compliance Security Payments Industry
Mastercard to PFs on QR Codes: “Do What You Do Best”
Payment facilitators have developed a reputation for innovating solutions that bring previously excluded parties into the formal payments system. According to Mastercard’s James Hicks, this ability to take a fresh look at old problems makes PFs well suited to help the card networks expand the use of digital payments into emerging markets using QR codes.

LaterPay Aims to Capture Revenue from Cherry Pickers

Payments
LaterPay Aims to Capture Revenue from Cherry Pickers
Payment Facilitator Mobile Business Compliance Security Payments Industry
LaterPay Aims to Capture Revenue from Cherry Pickers
The question of how to earn revenue from their online content has dogged publishers since the advent of the internet.

The models that have emerged are typically either advertising- or subscription-based. But German company LaterPay thinks it has found a way to bridge the two – by focusing on readers and how they consume content.

Is Singapore the Next E-Payment Frontier?

Payments
Is Singapore the Next E-Payment Frontier?
Payment Facilitator Mobile Business Compliance Security Payments Industry
Is Singapore the Next E-Payment Frontier?
While Singapore is technologically advanced in many ways, it is falling behind in others. This is according to Singapore’s prime minister, Lee Hsien Loong.

In an annual address last week, Lee named digital payments as one area where better use of information technology could improve the lives of Singaporeans.

Stripe in New Zealand; Cross-Border Education Payments: News Roundup

Payments
Stripe in New Zealand; Cross-Border Education Payments: News Roundup
Payment Facilitator Mobile Business Compliance Security Payments Industry
Stripe in New Zealand; Cross-Border Education Payments: News Roundup
In a roundup of this week’s news, we report on payments powerhouses continuing to expand globally, a new application for QR codes in India, and an offer promoting card payments for cross-border tuition bills.

New Worldpay Helps Create Global Opportunity for PFs

Payments
New Worldpay Helps Create Global Opportunity for PFs
Payment Facilitator Mobile Business Compliance Security Payments Industry
New Worldpay Helps Create Global Opportunity for PFs
As the business world has taken note of Vantiv’s Worldpay acquisition, much of the narrative has focused on the size and scope of the deal. The acquisition creates a nearly $29 billion company and allows Vantiv to diversify its client base globally.

But what does all this mean to payment facilitators?

PayPal Makes Swift Acquisition

Payments
PayPal Makes Swift Acquisition
Payment Facilitator Mobile Business Compliance Security Payments Industry
PayPal Makes Swift Acquisition
Leading payment facilitator PayPal announced last week that it plans to acquire Swift Financial, which provides working capital to businesses through both loans and advances on future revenue.

As we’ve noted previously, many small businesses are turning to payment facilitators for their capital needs. And PFs are seeing this business as one opportunity to expand the ways they serve their merchant clients’ business needs, in an integrated environment that includes payment processing.

China Pushes Back on Cashless Trend

Payments
China Pushes Back on Cashless Trend
Payment Facilitator Mobile Business Compliance Security Payments Industry
China Pushes Back on Cashless Trend
China has become a popular example of the potential for digital transactions to overtake cash, as its citizens’ mobile payments usage has increased exponentially in just the last few years. The use of QR codes is quickly displacing cash use across its cities.

But according to recent media reports from the region, not everyone there is necessarily happy with the disappearance of cash or the pervasiveness of mobile payments.

Wine Tasting and Dreaming of Data Centers

Networks
Wine Tasting and Dreaming of Data Centers
Apstra Blog
Wine Tasting and Dreaming of Data Centers

The Eastern tip of Long Island is home to one of the United States’ largest wine producing regions. For anyone who has explored the wine trail and the abundance of wonderful vineyards, you may have also noticed something equally wondrous to see. Once you pass the town of Riverhead you encounter huge fields of bright green perfectly manicured grass. Alas, this area is also known as one of the largest producers of sod for the Northeast, with some fields stretching for miles uninterrupted.

If you’ve seen how sod is farmed, it’s quite amazing, as the manufacturers literally roll up the grass, roots and dirt like a rug.

For infrastructure architects, there is nothing quite as exciting as designing and building pristine networks and compute farms. At Apstra we have customers who regularly deploy new data centers and get to experience the value of the Apstra Operating System™ (AOS) Intent Based Network System, but we also have potential customers who want to try AOS but don’t know where to begin.

AOS has a number of features that can be used for operating a legacy “brownfield”, but the amount of value and simplicity offered when deploying AOS on a new environment is truly something to be experienced. When an architect or operator uses AOS to design, deploy and operate a network, they see the new paradigm for system management and quickly realize how inefficient the old methods are.

So in a modern enterprise IT shop, how can an architect dip their toes into Intent Based Networks?

Playing Infrastructure Leapfrog

All data centers go through a lifecycle, where they rip out old equipment and replace it with newer, more powerful gear. I like to remind customers that if their servers are designed to be replaced every five years, then one sixth of their data center should be upgraded or replaced every year. I describe this as “Server Leapfrog”. In reality this process is much more complicated, it can take a whole year to evacuate services from a compute pool. If you have 6 rows of compute, you end up with four rows with no changes for the year, one row that is being decommissioned, and one row that is being rebuilt with new hardware. This formula is consistent based on the hardware refresh cycle, For example, if you operate six fields of rows, the model is generally the same as if you only have six racks.

Once Rack1 has been completely decommissioned, Rack6 can be built in the same location

Rolling Out Your Green Patch

If only networking and server deployments could be this easy

A green patch is a new system or “pod” that is a fresh build with some freedom to try new hardware, software, and system designs, A green patch can be as small as a single rack. With AOS, a green patch can be two switches (one leaf and one spine), however for the purposes of this discussion we will focus on a
2 by 2 Clos Leaf/Spine design to ensure adequate redundancy.

Using two top of rack (TOR) switches and two centralized spines, you can achieve a much lower price per port than a large chassis. Buying a chassis requires a huge upfront investment, as well as logistical issues related to the size and power requirements of a large switch.

Your new green patch environment with four switches only requires four 19″ rack units (RUs), so it will easily fit into the top of one standard rack with plenty of room for servers. These fixed form factor switches also use standard 110V power, so they can be placed just about anywhere in the data center.

Despite the fact that we only have 4 switches, AOS allows the architect or operator to easily expand and contract the network based on need. If you need more switch ports for servers you add more leaf switches, if you need more bandwidth between servers you add another spine. AOS automates the configuration and deployment down to telling you exactly how to plug it into the rest of the network to eliminate the possibility of service interruptions. You can also choose from a large variety of different vendors for the hardware, allowing you to add new capacity at the lowest price point and mix and match different vendors.

Using our
Intent Based Networking solutions wizards, you can pick from a large number of common vendors and switch models, dial in the exact subscription ratios you need, and AOS will immediately provide an accurate cabling list. I like to think of this as the instruction manual that comes in every box of Legos. Once the system is connected, AOS will automatically validate all of the cabling to ensure the system is wired properly, and then you can deploy the running configurations to the devices. AOS will automatically monitor and report on any issue it encounters in the IP fabric, as well as inform you of any changes it notices in the configurations.

Using AOS to design, deploy and operate your new green patch, you automatically gain the following capabilities:

A single dashboard for the health of the system
A simple GUI for managing switch ports, servers, vlans, routing, and more
Configuration validation and deployment for all devices
Automated monitoring and alerting of all major issues that impact service availability and violate your stated intent.
Easy point and click scaling when adding or removing new leafs or spines
Integration via REST API to all 3rd party systems and tools
I hope this brief explanation has given you an idea of how quickly you can build a new network with AOS, and how small a running system can be. There are a number of additional features and value that AOS provides and we would love to give you an overview of the benefits that come right out of the box.

But rest assured, you do not need a lot of resources to build a brand new pristine network. It can indeed be as simple as rolling out a small carpet of bright green grass.

There’s nothing like fresh green grass beneath your toes. Reach out to us to help you build a new special place in your data center.